Charitable Gifting Strategy: Avoid Cash Donations

Many individuals and families find quantitative and qualitative benefits to contributing to non-profit organizations. Although the tax benefits have changed for some taxpayers due to the new tax reform that goes into effect in 2018, charitable contributions will continue to be an area that having appropriate planning will make a significant difference in the efficiency.. read more →

Brexit Update

Dear Clients & Friends, We wanted to send you a quick note as we live through another historic day in the story of our global economy. The global reaction to the BREXIT decision (U.K.’s referendum to leave the European Union) is causing a plunge in world stocks today. We believe your portfolios are in a.. read more →

China’s Sell Off

China’s Sell Off Not a sign of worsening economy, a better opportunity because of fear! Waking up on Monday morning with the knowledge that the Chinese market was reeling (-7% to -8%) and affecting all markets around the world, was not a great welcome to 2016. After the last 24 months of flat markets domestically.. read more →

Be Blessed and Be a Blessing!

Thanksgiving has always been my favorite holiday. When I was young it was a day when 30 to 40 relatives would gather in a church basement to give thanks and celebrate FAMILY. It was a day to catch up with my grandparents, aunts, uncles, cousins, sisters, brother-in-laws, nieces, nephews and always a few friends that.. read more →

We Are Here For You!

As the summer ends and fall is around the corner, I just want to say “We are here for you!” Please give us a call anytime you have a question or concern. I know most people like to refocus on their investments after enjoying the MN summers. We have added a new member to our.. read more →

Why own Emerging Bonds & Stocks? – Their performance is terrible as of late!

As you look at your current quarterly reports you will notice an under performance in all four of our model portfolios relative to the domestic markets and the risk adjusted returns. This under performance is due to our emerging markets allocation of bonds (down 6-9% for Q2) and emerging stocks (down 8-9% for Q2). At.. read more →

Bob’s Adventures in Africa!

Words cannot express the feeling in my heart after experiencing the sounds, smells, generosity, and pure joy of Africa and its people. By definition, a life changing experience. By Grace, a new view on life’s priorities! I will no longer complain about a cold shower, or the idea of deserving 3 squares a day. I.. read more →

How Bad Is It?

As we expected, the volatility of the market to the downside is testing everyone’s patience. The market continues to go down as the confidence in leadership to get a deal done on our debt situation wanes. Just two months ago it appeared the market liked the idea of a Republican led team as polls favored.. read more →

Climbing the Wall of Worry!

This week is the one year anniversary of the rating downgrade of U.S. government debt. America had AAA rating for over 70 years, and last year’s downgrade brought warnings from many that the interest rates on U.S. government debt would be rise and inflation would begin to rise. Those fears did not come true. Since.. read more →