Weaker Earnings

During the last few weeks S&P 500 companies have been reporting 3rd quarter earnings.  It is now apparent that these earnings will be less than what was originally forecasted just a few weeks ago. Weaker earnings have also shown up in technology sector stocks, which have recently led the stock market and represent some of.. read more →

Climbing the Wall of Worry!

This week is the one year anniversary of the rating downgrade of U.S. government debt. America had AAA rating for over 70 years, and last year’s downgrade brought warnings from many that the interest rates on U.S. government debt would be rise and inflation would begin to rise. Those fears did not come true. Since.. read more →

Deepening Client Relationships

This past year, All Star Financial participated in Fidelity Investment’s Nationwide Benchmarking Study for all independent RIA’s that use their trading platform. This was not the first study we had done, but we found the results this time to be very informative. After going over the results of the study we realized that we had.. read more →

Don’t Lose Sight of the Forest for the Trees

The financial media has spent a lot of ink (well, maybe more keystrokes these days) on the upcoming fee disclosure statements that retirement plan participants will be receiving before the summer is over. A myriad of surveys have demonstrated that many retirement plan participants are unaware that they are paying ANY fees associated with their.. read more →

Long Term Care Insurance; Yes or No?

Hi everyone, one of the questions that we get asked frequently these days from our clients is: Is long term care insurance right for me and/or my spouse???? That is a great question with many different answers depending on your specific situation. Statistics show that 70% of those over the age of 65 will someday.. read more →

We Are All Linked

I recently viewed a news report on the economic troubles in Europe. This report focused on Spain’s economy, how it’s housing market remained in steep decline, unemployment was 24%, close to 50% unemployment among youth, and how despite having above average college graduation rates, many graduates were leaving Spain for countries with better employment prospects… read more →

Three Year “Market Bottom” Anniversary Thought

“Go to where the puck is going to be, not to where the puck is.” Amid widespread market selling, March 9, 2009 marked the bottom of the market and the start of a 3 year bull market ride. Three years later the S&P 500 is within 10% of its all time high, but many investors.. read more →

Broker vs. Fiduciary

Hi to our All Star Client! It’s us again, talking about why we are different than brokers. We found a great 2.5 minute video on Youtube that is REALLY good. Please take the time to view this and for all of us visual learners,it will hit home. One request, please send this to a friend.. read more →

Pulling Back the Curtain on Wall Street

Just a quick note to ask you to read a very interesting article from today’s New York Times. I started All Star Financial in 1990 because I wanted what would be best for my clients: an independent, unbiased, fee-only practice that would not sell “product”. Why do the “big guys” like Goldman continue to rip.. read more →

Earnings to Headlines

As the final corporate earnings reports for 2011 trickle in, we can say with confidence that 2011 was another good year for corporate profits. Corporate profits are very healthy. In fact they have more than doubled since the 1st quarter of 2009. We should be aware however, now that earnings reports are over we will.. read more →