Who Is More Risk Averse, Men or Women?

Over the last few years there have been more and more articles surrounding the topic of Women & Investing, and the role women play in financial decisions. When it comes to Men, Women & Investing, there are a lot of gender-related behavioral differences to discuss.  In our most recent Quarterly Newsletter, we featured a piece.. read more →

How Bad Is It?

As we expected, the volatility of the market to the downside is testing everyone’s patience. The market continues to go down as the confidence in leadership to get a deal done on our debt situation wanes. Just two months ago it appeared the market liked the idea of a Republican led team as polls favored.. read more →

Weaker Earnings

During the last few weeks S&P 500 companies have been reporting 3rd quarter earnings.  It is now apparent that these earnings will be less than what was originally forecasted just a few weeks ago. Weaker earnings have also shown up in technology sector stocks, which have recently led the stock market and represent some of.. read more →

Don’t Lose Sight of the Forest for the Trees

The financial media has spent a lot of ink (well, maybe more keystrokes these days) on the upcoming fee disclosure statements that retirement plan participants will be receiving before the summer is over. A myriad of surveys have demonstrated that many retirement plan participants are unaware that they are paying ANY fees associated with their.. read more →

Managing Through Up and Down Markets

During the last 60 trading days, the S&P 500 Index has had 37 days of intra-day price swings of more than 2%. There have been both up days (up 11% since October 4th) and down days (down 18% prior to October 3rd), though unfortunately, more down days as of late. Sailors sometimes need to navigate.. read more →

What’s Next?

Just a quick note to let you all know what our thoughts and actions are after the past few days. Backing up a couple of weeks, we were steadfast in our belief that the debt debacle would be addressed before the August 2nd deadline and that the GDP and forward looking earnings numbers supported a growth.. read more →

Costs-Do You Want Retail or Wholesale?

At quarter end we took the opportunity to add some new asset classes, change funds that were underperforming, add new fund managers, and adjust our long-term allocations. Essentially, we made changes that we felt were necessary to improve your investment portfolio and adapt to the changing investment landscape. Some of you may have noticed that.. read more →

Japan

We want to let you know we are watching with great interest what is happening in Japan. As most of you know we look at this potentially catastrophic event as if the glass is “half full” not half empty! We look at almost all of these types of events as opportunities. History shows that when.. read more →

Year End Re-balancing

After another solid quarter of corporate profits we are heading into the home stretch for 2010. We take this time to review any positions that may be paying a large dividend or capital gains that we would like to avoid. This year there are none that we feel are large enough to sell and escape.. read more →

Active or Passive Management-or Both?

We often see the debate in the financial press between those who tout the benefits of low-cost index investing versus those who favor actively managed mutual funds. Those who endorse a passive indexing approach often criticize the generally poor long-term results of active mutual fund managers. Those who favor active management usually tout their better.. read more →