Retirement Withdrawal Strategies – Is the 4% rule of thumb still appropriate for you?

Many personal finance websites, calculators, and newsletters have long advocated that most retirees would be able to take 4% from their savings in their first year of retirement and then increase that withdrawal amount in accordance with inflation every year for at least the next 30 years.  While even the creators of this rule of.. read more →

Don’t Lose Sight of the Forest for the Trees

The financial media has spent a lot of ink (well, maybe more keystrokes these days) on the upcoming fee disclosure statements that retirement plan participants will be receiving before the summer is over. A myriad of surveys have demonstrated that many retirement plan participants are unaware that they are paying ANY fees associated with their.. read more →

Independence Day

We hope everyone enjoyed the 4th of July and got an opportunity to enjoy plenty of fireworks, barbecue, parades and baseball with your families. Independence Day represents all that is great about the United States as we celebrate the anniversary of our independence from Great Britain. We have come a long way since our days.. read more →